Holiday Shopping

Now that I have your attention, have you purchased my present yet?! Okay, what I really meant to say is have you started stocking up for your loved ones yet?

I'd like to you how you intend to spend your money (or not) this holiday season. Is it status quo or are you cutting back or are you not shopping at all? How creative are you getting and how much are your habits being altered by the economy?

Please let me know. Firstly, I might like to "borrow" your ideas! Secondly (and more importantly), I'd like to report how North Texans plan to "shell it out" or "save it up" this holiday season.

We're all paying cash for everything, right?